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Your mortgage payment will be on average $300 less when rates are in the 5% range vs where they’re now around 7%. Many people are holding off their home search because of the current high interest rates. Example 400K purchase price. FHA 3.5% down = 3,354 monthly payment everything included at a 6.875% rate. 400K with a 5.5% rate = 3,003 per month. Whereas, if you wait for the rates to get too low, for example a 400K at 4.5% = 2,763 mortgage payment will cause more competition and the market to s
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