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  1. Thank you for your participation in the Federal Long Term Care Insurance Program (FLTCIP). For FLTCIP enrollees who have met the conditions for benefit eligibility, this brochure is intended to …

  2. The need for long term care can arise from injury or illness at any age—the Federal Long Term Care Insurance Program offers protection and support when it’s needed the most.

  3. We have designed the Group Policy so that benefits you receive under the Federal Long Term Care Insurance Program (FLTCIP) should be tax-free. Please remember that tax laws can change and to …

  4. The Federal Long Term Care Insurance Program is sponsored by the U.S. Office of Personnel Management, insured by John Hancock Life & Health Insurance Company, under a group long term …

  5. The Federal Program may not cover all of your long term care costs. Please review all coverage limitations and exclusions described in this Benefit Booklet and your Schedule of Benefits.

  6. This book, including the outline of coverage, is not an insurance contract, but a summary of certain information regarding the Federal Long Term Care Insurance Program (FLTCIP) coverage.

  7. You may use this form to change your payment option for your coverage under the Federal Long Term Care Insurance Program (FLTCIP). First, provide your name, Social Security number, and any …

  8. The Federal Long Term Care Insurance Program is sponsored by the U.S. Office of Personnel Management, insured by John Hancock Life & Health Insurance Company, under a group long term …

  9. Did you know that as part of your federal benefits, you and your qualified relatives are eligible to apply for coverage under the Federal Long Term Care Insurance Program (FLTCIP)?

  10. The Federal Long Term Care Insurance Program is sponsored by the U.S. Office of Personnel Management, insured by John Hancock Life & Health Insurance Company, under a group long term …