Plain English: If you apply for life insurance and conceal the material fact that you are a heavy smoker or have a serious medical condition, the insurance company can legally refuse to pay out the claim to …

For example, if someone is buying a house, knowing whether the roof leaks is a material fact. If this information is hidden, it could lead to a bad decision. In legal terms, ignoring a material fact can …

Oct 23, 2025 · In law, a material fact is any information that would affect the rights, duties, or obligations of parties involved in a case or transaction. Courts consider facts material when they impact the …

Jul 16, 2025 · In real estate transactions, material facts often relate to the property’s physical condition or issues affecting its value. A seller’s knowledge of a cracked foundation, a history of basement …

Material Fact. The Buyer warrants they have supplied the Agent in writing with all the material facts in respect to their proposed property acquisition. In this clause, “material fact” has the same meaning …

4 days ago · Legal Significance of Facts In the legal world, facts play a crucial role. They form the foundation of any case, determining outcomes in courts and influencing decisions made by judges …

Mar 10, 2025 · For example, the fact that Texas' abortion law was an absolute prohibition is material. This is the case because the court concludes that while Texas has interests, they have to be balanced.

Jul 14, 2025 · Material facts are facts that, if omitted or misrepresented, could lead to contract voidance or legal liability. For example, in an insurance fraud case, a material fact would relate to the insurer's …

It is useful to review the array of cases and illuminate the nature of materiality by reference to these examples revealed by the authorities.

Example 2: (hypothetical example) An insurance applicant does not disclose a pre-existing medical condition. If this fact is material to the insurer's decision to provide coverage, it could result in denied …