New York's spiraling liability lawsuit culture is contributing to our affordability crisis. We have to fix both.

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. Small businesses face significant hurdles, particularly when ...

In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.