The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

Reaching out for help with debt is a brave and proactive step, and it's one that speaks volumes about your determination to turn things around. Whether you're feeling the pinch on a tight budget or ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

Consolidate credit card and other high-interest debt.

For consumers managing credit card debt, here’s how to research options and avoid promises that may not deliver – like someone claiming to repair bad credit overnight. The Texas Office of the Consumer ...

Despite recent efforts toward medical debt reform, many Americans still deal with piles of medical bills. A 2024 analysis from Peterson-KFF shows that about 20 million adults — nearly one in 12 — have ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...