In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

In the unpredictable, inflationary economy of recent years, certificate of deposit (CD) accounts have been a smart and effective way to protect your money. These accounts are FDIC-insured up to ...

While certificate of deposit (CD) rates have dipped slightly over the past year, they're still elevated, with some financial institutions offering yields as high as 4.40%. However, rates could fall in ...

Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A ...

CDs are one of the few safe havens still paying meaningful interest. With rates near 4.00% APY, they let you earn steady, guaranteed returns without worrying about what the market or the Fed does next ...

If you’re looking for a safe and predictable way to grow your savings, a certificate of deposit (CD) from Bank of America may be worth considering. Bank of America offers fixed interest rates, ...

"For savers, a declining rate environment often means that the best time to lock in a CD rate is now – after careful comparison. For banks and credit unions, this provides a unique opportunity to ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...