Budgeting doesn’t have to be stressful! Learn how to make a budget in five simple steps, including tips to make it work for you, your income and your goals.
How do I make a budget? Start to make a budget by gathering your bills and pay stubs. Use this Budget Worksheet to help you. When you have your bills and pay stubs: Step 1: Make a list of your bills and other expenses and the amounts. Bills include things like rent, electricity, water, or telephone service.
Take a look at your budget over the past few months. Compare the amount of money you planned to set aside for each expense to how much money you actually spent on it.